Fire Damage

  At 40%, structural fires account for nearly half of all fire insurance claims. Proper safety procedures and routine cleaning help prevent fire damage and the need to file fire claims. Cooking is the leading cause of fires, with residential at 50% and commercial at 30%. Up until 2017, disaster recovery strategies had reduced fires and the need for fire remediation. There are, on average, 7400 public assembly fires, according to the National Fire Protection Agency. Nightclubs are the most dangerous and deadly due to crowds of people packed in confined spaces. Statistics also show deaths related to fire are higher for seniors over the age of 85, while fire injuries are higher for those between the ages of 40-44.  Sleeping with doors closed reduces the chances of death by fire or any fire-related injuries.  Knowing what to do after a small house fire or a total loss fire claim will speed up the insurance recovery time. Most fire claims require additional living expenses. So you will need a copy of the insurance policy. You want to understand the insurance coverage as soon as possible because time is not on your side. Having an expert public adjuster on your side will make sure you honor your duties and preserve your rights. Insurance companies are strict about policyholders not passing timelines, especially when it comes to additional living expenses. There is no time for you or the fire damage contractor to procrastinate. Check to see if the contractors capable of performing and meeting the deadlines. See if any permits are open, if there have been any stop-work orders issued, if any projects were left unfinished, and for their home builders insurance. If you don’t know or can’t find an insurance contractor, try searching online for “fire damage restoration companies near me, fire restoration near me, or fire damage restoration services to start interviewing for your rebuild or fire damage cleaning services. Hiring a public adjuster can help you avoid signing dangerous assignment of benefits contracts that remove your rights to a full insurance recovery and leave you desperate with no recourse if things go south with your commercial fire damage restoration  or fire damaged home restoration.